Risk Analysis Summary Page
The Gauge 3.0 Risk Analysis Summary page provides a comprehensive look at weather risk metrics, satellite imagery, location permit history and company and structural insights. From this page, you can run on-demand risk models for weather damage, property risk and auto and general liability for multiple locations or companies.
In this section, we discuss how to navigate the Risk Analysis Summary page to view the valuable risk insights that Gauge 3.0 provides.
This page displays summarized information for one or multiple locations or companies. This allows you to easily search and store locations in a portfolio collection or policy-level view. Once you have selected your first location, the underlying details of that location or company are shown in "card" format on the Locations tab of the Risk Analysis Summary page.
A location or company is considered a unique business or postal address within the Gauge 3.0 Search page. We'll reference these two terms (location/company) in conjunction with one another. The Gauge 3.0 risk tool allows you to assess risk for matching company records and any physical location with a matching postal address.
View Location Detail Button
To see more detailed risk information around a single location or company, click the View Location button at the bottom of the card. This will take you to the Location Detail page, where you will find detailed weather risk metrics, satellite imagery, location permit history and company and structure insights.
Location Details Tab
Once you have selected a location and clicked the View Location button on the card, the default landing page for the selected location is the Location Details tab. On this tab, you can view all information pertaining to that single location or company. This includes weather risk scores, capacity metrics, satellite imagery, location permit history and company and structure insights.
If you do not have access to certain weather perils, risk scores or other features demonstrated in this document, please contact your Athenium Analytics account representative to get additional access granted to your organization's account.
Natural Hazard Risks
The Natural Hazard Risk tab on the left menu displays the summarized scores for all weather perils. You can expand any subsection to view finer, more detailed scores that compose the individual perils by toggling the arrow button (">") in each subsection.
For data definitions and a detailed explanation of how each metric is computed, please contact your Athenium Analytics account representative and reference the proprietary "Gauge Risk Score Data Definitions" document.
Property Capacity
Wildfire Risk
River Flood Risk
Flash Flood Risk
Hurricane Surge Risk
Google Streetview
Permit Attributes
Weather History
Company Insights
IRIS Attributes
Structure Details Tab
Structure Insights
Hail Damage Models
IRIS Structure Attributes
All actions in the Insights section that require a secondary button click are third-party API functions. Those data points are only available within your session and will need to be refreshed (re-clicked) if you log out and back in to the Gauge 3.0 application. The user and organization are responsible for the costs incurred with these external API calls based on contractual agreements signed with Athenium Analytics. Athenium Analytics monitors and limits the usage of these API calls to ensure limits and thresholds are not unknowingly exceeded.
Associated Vehicles Tab
The Associated Vehicles tab allows you to view all VIN/auto information associated with the location(s) you have currently selected in the card(s) on the Risk Analysis Summary Page.
Returning Matching VIN Records
Manually Adding VIN Records
If a VIN record is not returned and needs to be appended to the portfolio, you can manually add a VIN by entering it into the New VIN textbox and then clicking Add VIN. If there's a matching record once that VIN is submitted, the associated details (including VIN, expiration, make, model, year, price and weight class) will be listed in the Associated Vehicles table on this page. Since the VIN was manually added by the user, the source will be "User-Submitted."
Adding a Single VIN
Adding Multiple VINs
If you have multiple VIN records you'd like to add to this location portfolio, you can add them in two ways: by copy/pasting the VINs into the online box or adding them via a .CSV file upload.
To add them through the copy/paste function, select the Add Mulitple VINs... button just below the empty textbox labeled New VIN. Once the box labeled Add VINs is presented, paste the VIN records on each line of the available textbox. This feature will often be used if you are manually copying VIN records from a spreadsheet or another second-party application. You must ensure one single VIN is on each line and that no commas, headers or special characters separate each unique VIN record or row of the textbox. Once your VINs are correctly entered, click Add VINs on the bottom right of the box.
To add multiple VINs via a .CSV file upload, the .CSV file cannot have headers and the list cannot exceed 100 unique VINs. You must ensure one single VIN is found on each line and no commas, headers or special characters separate each unique VIN record within the .CSV file. Once your VINs have been correctly uploaded from the .CSV file, click Add VINs on the bottom right of the box.
VIN information from IHS is restricted from providing associated vehicles in the following states: Ariz., Calif., Hawaii, N.H., N.Y., Okla., Pa. and Va.
Athenium Analytics partners with third-party organizations like IHS to provide the most current API integrations. Athenium Analytics also enables you to manually add or remove records in the Gauge 3.0 platform to provide greater control over key factors of this policy-level view. Vehicle and trailer registrations can differ slightly from information available on the company record. If you are not seeing data or information associated with a given company, please contact your Athenium Analytics account representative to resolve the issue.
Risk Models Tab
Once the list of locations and vehicles has been finalized on the first two tabs, you are now able to run property, auto and general liability risk models on demand. To start, select any number of the check boxes located on this page and click the START button.
All required fields on this page are indicated in red outlines, based on the risk models selected in the previous screen. A field is required if the risk models deems that variable a necessary input for the risk model to be ran.
Recommended values are pulled from the various data available on the structure insights tab, if present. If, for example, we know that a structure's square footage or parcel acreage is available, we will include it here and highlight that addition accordingly.
Adding an Additional Location
You can add additional companies or locations using the Add Location button near the bottom of the card section on the Risk Analysis Summary page. When the box appears, you'll be prompted to search for additional locations from the Gauge 3.0 Search on the home screen. This feature is used when a company has multiple locations or separate business entities to include in the same policy or portfolio.
Satellite and IRIS Tabs
Capacity Radius Tool
Capacity Polygon Tool
Exporting Exposures
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